Insurance companies often deny claims due to reasons such as misrepresentation and malingering. When a life-changing illness or accident occurs and the victim is denied their claim, the entire family is affected. This is often the case if the victim was the breadwinner and is now unable to work as a result of the incident.
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How The Long-Term Disability Process Works?
Long-term disability is often offered in Canada as an employee benefit to help employers retain and support their workers. This type of insurance is designed in such a way that it provides coverage in the event of an accident or illness that puts the individual out of work. Each long-term disability policy has its unique features but there are some similar aspects that you should also be aware of.